Fuel Credit Cards Still Matter: Savings Outweigh Changing Reward Structures

• Fuel credit cards remain relevant due to recurring fuel costs, offering significant savings despite evolving reward structures.
• Even with reduced reward rates, fuel surcharge waivers (1%-2.5%) on these cards lead to substantial annual savings.
• Modern fuel cards offer benefits beyond fuel, including lifestyle perks like roadside assistance, insurance, and lounge access.
• Cards like IDFC FIRST Bank's POWER and POWER+ are designed to align with real-world fuel spending patterns for consistent savings.
• Transparency, zero-fee options, and clear benefits are key differentiators, appealing to first-time users and moderate spenders.