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News1806/12/2025

Jan Dhan Accounts Hold Rs 2.75 Lakh Crore, Average Rs 4,815: Official

  • Jan Dhan accounts hold Rs 2.75 lakh crore, averaging Rs 4,815 per account.
  • The Pradhan Mantri Jan Dhan Yojana (PMJDY) has brought over 57 crore people into formal banking since 2014.
  • About 78.2% of Jan Dhan accounts are in rural/semi-urban areas, and 50% are held by women.
  • Rs 3.67 lakh crore has been transferred via Direct Benefit Transfer (DBT) in the current financial year.
  • India's Financial Inclusion Index stood at 67 as of March 2025, reflecting improved access and quality of financial services.

Why It Matters: This shows India's successful financial inclusion and economic empowerment.

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