UGRO Capital Targets Lower Borrowing Costs by FY27: MD Sachindra Nath

• UGRO Capital aims to reduce its borrowing costs by FY27, currently 1.25% higher than peers.
• Founder and MD Sachindra Nath stated that reducing costs is crucial for better customer service.
• Rapid AUM growth from Rs 3,000 crore in 2020 to Rs 15,000 crore in 2025 led to higher liability mobilization and increased borrowing costs.
• With moderated growth, UGRO expects reduced liability demand, allowing for better rate negotiations and repricing.
• No equity capital raise planned for three years; strong liquidity supported by banks, DFIs, and capital markets.