2026 Investment Guide: Beat Inflation with Safe, High-Yield Savings Plans

• Amidst rising inflation, the guide offers safe, high-yielding savings options to protect and grow money beyond traditional low-interest accounts and volatile markets.
• Government-backed schemes like PPF, SSY (8.2% interest for girl child), and NSC (7.7% interest) provide tax benefits under Section 80C and long-term security.
• Bank Fixed Deposits (FDs) offer safety and fixed interest rates for chosen tenures, with tax-saving FDs providing Section 80C deductions but taxable interest.
• Digital and hybrid options like Ujjivan Small Finance Bank and Jupiter (with Federal Bank) offer competitive interest rates, online account opening, and low/no minimum balance.
• Key tips include diversifying investments across schemes, monitoring interest rates and inflation impact, and balancing liquidity needs with potential returns.

Why It Matters: Diversify investments across safe, high-yield options to beat inflation and secure financial growth.