Banks Closed Jan 1 & 2? Check State-Wise Holiday List for January 2026

• Banks will be closed on January 1 and 2, 2026, as per RBI's holiday calendar, but closures are state-specific.
• On January 1, banks are closed in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong.
• On January 2, banks are closed in Aizawl, Kochi, and Thiruvananthapuram for New Year Celebration/Mannam Jayanthi.
• Customers can use net banking, mobile banking, UPI, and ATMs during bank holidays.
• Cheque clearing and over-the-counter services under the Negotiable Instruments Act will be unavailable.

Why It Matters: Bank holidays in January 2026 are state-specific; check local lists for Jan 1 & 2 closures.