Freelancers Can Get Personal Loans Without Salary Slips: Here's How

• Freelancers can secure personal loans based on overall financial health, not just salary slips.
• Banks assess credit score, regular bank inflows, and clean tax filing history for self-employed individuals.
• Eligibility requires 1-2 years of freelancing experience, age criteria, and consistent income reflected in bank statements.
• A credit score of 750+ is ideal; essential documents include PAN, ID proof, 6-12 months bank statements, and ITR.
• Improve approval chances by maintaining financial discipline, applying to 2-3 lenders, and reviewing all loan costs.

Why It Matters: Regular, documented, and tax-compliant income enables freelancers to secure personal loans.