Crisil Upgrades Kissht NBFC Arm Si Creva: Strong Growth & Capital Position Noted

• Crisil Ratings upgraded Si Creva Capital Services' long-term rating to A-/Stable from BBB+/Stable and short-term rating to A1 from A2+.
• The upgrade reflects Kissht's strong business momentum, improving profitability, and healthy capitalisation profile.
• Assets under management (AUM) grew to ₹5,533 crore by September 30, 2025, from ₹4,087 crore as of March 31, 2025.
• Crisil highlighted Kissht's digital lending model, disciplined underwriting, and strong capital cushion as key strengths.
• OnEMI Technology Solutions received Sebi's approval for an IPO, with fresh issue proceeds to augment Si Creva's capital base.