India's General Insurance Premiums Soar 13% in December, Private Sector Leads Growth

• Gross direct premiums for India's non-life insurers surged 13.7% year-on-year to ₹28,447 crore in December 2025.
• Private-sector general insurers drove growth with a 14.8% rise in premiums, reaching ₹23,748 crore.
• Standalone health insurers experienced a significant 38.8% jump in gross direct premium to ₹4,260 crore.
• Key players like Go Digit (22.2%), ICICI Lombard (16.1%), New India Assurance (16.6%), Niva Bupa (52.7%), and Star Health (23.7%) reported strong individual growth.
• Policy shifts, including GST rationalisation on health insurance, contributed to the expansion, with continued momentum expected in motor and retail health segments.

Why It Matters: Indian general insurance sector shows robust December growth, led by private and health segments.