Digital Rupee Wallet: Your Guide to Getting One Through Your Bank

• The Digital Rupee is a UPI-based digital version of India’s sovereign currency, issued and regulated by the Reserve Bank of India (RBI).
• It functions like physical cash in digital form, allowing Indian citizens with a registered bank account to hold, load, and spend it.
• Eligibility requires a registered savings account at a participating bank (e.g., SBI, PNB, IndusInd Bank, Federal Bank) and a bank mobile app supporting the digital rupee feature.
• Users must meet KYC requirements and have active accounts to access wallet services.
• Steps to get a wallet include finding the 'Digital Rupee Wallet' option in your bank's app, verifying KYC, creating an e₹ Wallet with a PIN, and linking your bank account to load funds.