HDFC Bank Revises FD Rates from Dec 17, Offers Up to 6.95% for Senior Citizens

• HDFC Bank has revised fixed deposit interest rates for amounts less than Rs 3 crore, effective December 17, 2025.
• General public can now earn between 2.75% and 6.45%, while senior citizens receive higher rates from 3.75% to 6.95%.
• The revision follows RBI's recent repo rate cut by 25 bps, bringing it down to 5.25%.
• Deposits from 15 months to 3 years offer the highest rates for general customers (6.35%-6.45%) and senior citizens (6.85%-6.95%).
• Longer tenors (5-10 years) provide 6.15% for general public and 6.65% for senior citizens.

Why It Matters: HDFC Bank adjusted FD rates post-RBI repo cut, offering competitive returns, especially for seniors.