Hidden Loans? Check CIBIL, Experian, Bank Records to Protect Your Credit Score

• Unidentified loans can severely damage your credit score, impacting future loan eligibility and interest rates.
• Regularly review your credit report from agencies like CIBIL, Experian, Equifax, and CRIF High Mark to track all loans and credit card expenditures.
• Monitor bank alerts and SMS messages for EMI reminders and suspicious activity, which can help detect identity theft.
• Utilize online banking portals to check the status of your loans with financial institutions.
• Visit your bank branch for clarification on credit reports and to confirm loan linkages; report identity theft immediately to credit bureaus and police.