Early Retirement at 50: The Savings Math & Beating Inflation

• Early retirement at 50 requires financial discipline, regular investment, and a diversified portfolio including equities, debt, and precious metals.
• To estimate the required corpus, multiply annual expenses by 25-30, based on a 3-4% sustainable withdrawal rate.
• Inflation significantly impacts corpus needs; a Rs 1 lakh monthly expense can grow to Rs 1.34 lakh in five years at 6% inflation.
• While equities are vital for long-term compounding, fixed-income allocations provide stability and predictable cash flows.
• Stress-testing retirement plans, adding a 10-15% contingency buffer, and annual reviews are crucial for corpus longevity.

Why It Matters: Learn how to financially secure early retirement at 50.