SGBs Lose Tax Edge: 3 Zero-Tax Investment Options Still Available Post-Budget 2026

• Union Budget 2026 changes SGB taxation: secondary market SGBs now face 12.5% LTCG tax on maturity from April 1, 2026.
• Original subscribers holding SGBs to maturity retain tax-free redemption status.
• Explore three EEE (Exempt-Exempt-Exempt) investment options for a zero-tax portfolio: Public Provident Fund (PPF), Sukanya Samriddhi Yojana (SSY), and Employees Provident Fund (EPF).
• PPF offers a secure, government-backed, 100% tax-free investment with a 15-year lock-in.
• SSY is a specialized, high-interest scheme for girl children's education and marriage, fully tax-free under EEE.