PAN-Aadhaar Linking: Who's Exempt? NRIs, Seniors, Minors Must Know Rules

• PAN-Aadhaar linking is mandatory for most, but specific exemptions apply under the Income Tax Act.
• Exempt categories include Non-Resident Indians (NRIs), individuals aged 80+, and residents of Assam, Meghalaya, and Jammu & Kashmir.
• Linking is only compulsory if Aadhaar is applicable to you; if Aadhaar was issued, linking is mandatory.
• For joint accounts, each PAN holder must individually comply; an inoperative PAN can restrict transactions.
• Minors are exempt until age 18, after which linking becomes mandatory; deceased persons do not require linking.

Why It Matters: Understand PAN-Aadhaar linking exemptions for NRIs, seniors, minors, and joint holders to avoid issues.