Expert Recommendations for FY26 Tax Savings: NPS, Property, and Tax-Loss Harvesting
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Reduce Taxes in FY26: Experts Advise NPS, Real Estate & Tax-Loss Harvesting Strategies
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News18•13-03-2026, 15:04
Reduce Taxes in FY26: Experts Advise NPS, Real Estate & Tax-Loss Harvesting Strategies
•Taxpayers can optimize taxes in FY26 under the new regime through strategic salary structuring, investments, and tax-loss harvesting.
•CA Mrinal Mehta suggests employer NPS contributions (Section 80CCD(2)) are fully deductible, allowing salary restructuring for tax benefits and retirement corpus.
•Real estate offers tax advantages with interest deduction on let-out property loans and a 30% standard deduction on rental income.
•Sukanya Samriddhi Yojana (SSY) provides 8.2% interest and EEE status, while equity mutual funds offer LTCG benefits.
•CA Chandni Anandan highlights tax-loss harvesting: selling underperforming assets to offset capital gains, applicable even for SIP investors using FIFO method.