ICICI PFM Launches High-Equity NPS D.R.E.A.M. Plan for Dynamic Retirement Savings

• ICICI Prudential Pension Funds (ICICI PFM) launched the NPS D.R.E.A.M. Plan under the NPS Multiple Scheme Framework (MSF).
• The plan offers dynamic asset reallocation with equity exposure ranging from 50% to 100% based on market conditions.
• It diversifies investments across debt, alternative assets like REITs and INVITs, and money market instruments.
• Designed for Indian citizens aged 18-70 seeking long-term retirement savings with higher equity allocation and active management.
• Categorized as a very high-risk option, requiring a minimum 15-year vesting period.

Why It Matters: New ICICI PFM NPS scheme offers high equity, dynamic allocation for long-term retirement.