Bajaj Housing Finance Q3 Net Profit Jumps 21%, Asset Quality Stable

• Bajaj Housing Finance reported a 21.4% increase in net profit to ₹665 crore for the December quarter.
• Net Interest Income (NII) grew by 19% year-on-year, reaching ₹964 crore.
• Gross Non-Performing Assets (NPA) remained stable at 0.27%, with Net NPA at 0.11%.
• Assets Under Management (AUM) surged by 23% to ₹1.33 lakh crore as of December 31, 2025.
• The company's shares debuted with over 100% premium in late-2024 IPO, but are now down over 53% from their peak.

Why It Matters: Bajaj Housing Finance achieved strong Q3 profit growth and stable asset quality, despite recent stock decline.