Bank of Baroda Keeps Overnight MCLR at 7.80%; Andhra Pradesh Tops Investment

• Bank of Baroda maintains its overnight Marginal Cost of Funds Based Lending Rate (MCLR) at 7.80% from January 12, 2026.
• The one-month MCLR remains at 7.90%, three-month at 8.15%, six-month decreases to 8.50%, and one-year stays at 8.75%.
• Andhra Pradesh leads as India's top investment destination, securing 25.3% of proposed capital in the first nine months of 2025.
• Bank of Baroda's Q2 FY26 net profit declined 8% to ₹4,809 crore, despite a 3% rise in net interest income.
• The bank underwrote a $500 million foreign currency loan for ONGC Videsh subsidiary OOIL at GIFT City IFSC.

Why It Matters: Bank of Baroda holds key lending rates steady, while Andhra Pradesh emerges as a top investment hub.