Indian Bank Targets 13-14% Loan Growth, Assures Stable Asset Quality

• Indian Bank aims for 13-14% loan growth, driven by strong demand in retail, MSME, and agriculture sectors.
• Senior executive Binod Kumar stated that recent SMA-2 account increases are limited to two borrowers and do not signal broader stress.
• The bank reported improved October-December 2025 quarterly results year-on-year, with shares gaining over 74% in the last year.
• Growth is primarily from the RAM (retail, agriculture, MSME) sector, with over 16% growth, while corporate loans also show increasing demand, especially in green finance and logistics.
• The bank does not anticipate a rise in NPAs, expects slippage ratio to remain under control, and has sufficient capital without needing to raise additional funds.

Why It Matters: Indian Bank projects robust loan growth and stable asset quality, driven by retail, MSME, and agriculture sectors.