LIC Q3FY26 Profit Soars 17% to ₹12,958 Crore; Net Premium Income Jumps

• Life Insurance Corporation of India (LIC) reported a standalone net profit of ₹12,958 crore for Q3FY26, a 17% increase year-on-year.
• Net premium income for the October–December quarter rose to ₹1.26 lakh crore, up from ₹1.07 lakh crore in the previous year.
• LIC's solvency ratio improved to 2.19 times, exceeding regulatory requirements and indicating strong financial health.
• The 13th-month persistency ratio increased to 69.36%, showing better early-stage policy retention.
• First-year premiums saw a significant surge of over 45% to ₹10,605 crore, reflecting robust new business acquisition.