L&T Finance Q3: Retail Disbursements Soar 49%, Loan Book Jumps 21%

• L&T Finance reported a 49% year-on-year surge in retail disbursements to ₹22,690 crore for Q3 FY26.
• The company's retail loan book expanded by 21% YoY, reaching an estimated ₹1.11 lakh crore by December 31, 2025.
• Growth was broad-based, covering rural, urban, SME, and farmer finance segments.
• Retailisation remained strong at 97%, reflecting a continued shift from wholesale exposures.
• The stock saw a 133% rise in 2025, marking its best annual performance since listing in 2011.

Why It Matters: L&T Finance shows strong Q3 retail growth, with disbursements up 49% and loan book up 21%.