Dhanlaxmi Bank Q3 Net Profit Jumps 20% to ₹24 Crore; Gross NPA Declines

• Dhanlaxmi Bank reported a 20% increase in net profit, reaching ₹24 crore for the third quarter ended December 31, 2025, up from ₹20 crore in the previous year.
• The bank's total income rose to ₹456 crore during Q3FY26, compared to ₹377 crore in the same period last year.
• Interest income grew to ₹407 crore from ₹335 crore, and Net Interest Income (NII) increased to ₹154 crore from ₹128 crore.
• Gross Non-Performing Asset (NPA) ratio improved to 2.36% as of December 31, 2025, down from 3.53% a year earlier, though net NPA slightly rose.
• Capital adequacy ratio strengthened to 17.19% by December 31, 2025, a significant rise from 12.79% in December 2024.

Why It Matters: Dhanlaxmi Bank saw strong Q3FY26 performance with a 20% profit surge and improved asset quality.