Union Bank of India Q3: Advances Surge 7.13%, RAM Up 11.49%; Shares Rise

UnionUnion Bank of India offers loans starting from 9.65% per annum. The EMI on a ₹1 lakh loan over one year is ₹8,775.Bank of India | The lender had already provided a weak business update and its core income also fell on a year-on-year basis. Asset quality though remained stable, but the stock is down 3.5% in response to numbers.

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CNBC TV18•02-01-2026, 18:58

Union Bank of India Q3: Advances Surge 7.13%, RAM Up 11.49%; Shares Rise

•Union Bank of India's global gross advances increased 7.13% YoY to ₹10,16,805 crore as of December 31, 2025.
•RAM advances (retail, agriculture, MSME) grew 11.49% YoY to ₹5,77,006 crore in Q3 FY26.
•Global deposits rose 3.36% YoY to ₹12,22,856 crore, with domestic CASA deposits up 4.99%.
•CASA ratio improved to 33.95%, and domestic credit-deposit ratio reached 80.94%.
•Shares of Union Bank of India Ltd closed up 2.23% on January 2.

Why It Matters: Union Bank of India reports strong Q3 FY26 growth in advances, RAM, and deposits, boosting its stock.

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