YES Bank Q3 Update: Loans Surge 5%, Deposits Grow 5.5%; Profit Jumps 18.4%

• YES Bank's provisional Q3 figures (Dec 2025) show loans increased 5.2% YoY to ₹2.58 lakh crore.
• Deposits grew 5.5% YoY to ₹2.92 lakh crore, with CASA increasing 8.5% YoY to ₹99,443 crore.
• Q2 (Sep 2025) net profit rose 18.4% YoY to ₹655 crore, and Net Interest Income (NII) was up 4.6% to ₹2,300 crore.
• Non-interest income surged 16.9% and operating profit jumped 32.9%, while the cost-to-income ratio improved to 67.1%.
• Credit-to-deposit ratio improved to 88.0% QoQ; Liquidity Coverage Ratio (LCR) stood at 123.8%.

Why It Matters: YES Bank shows strong Q3 loan/deposit growth and robust Q2 profit, NII, and operating performance.