Tata Capital Q3 Profit Soars 20% to ₹790 Crore on Robust Lending Growth

• Tata Capital Limited reported a 19.7% QoQ increase in net profit, reaching ₹790 crore for Q3FY26.
• Net interest income (NII) surged by 44% QoQ to ₹2,541 crore, driven by strong lending and improved asset yields.
• Assets Under Management (AUM) grew across retail, SME, and housing finance segments, indicating broad-based expansion.
• The Motor Finance business achieved PAT breakeven in Q3FY26 after its integration in May 2025.
• Unsecured retail disbursements are gradually increasing, contributing to revenue growth while maintaining asset quality.

Why It Matters: Tata Capital's Q3FY26 profit jumped significantly due to strong lending growth and operational efficiency.