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News1806/12/2025

Bank of Baroda Cuts Lending Rate to 7.90% After RBI Repo Cut

  • RBI cut the repo rate yesterday, prompting Bank of Baroda to immediately reduce its lending rates.
  • Bank of Baroda reduced its Baroda Repo Based Lending Rate (BRLLR) from 8.15% to 7.90%.
  • The new rates, effective from December 6, 2025, will lead to lower EMIs for home, car, and personal loan customers.
  • RBI has cumulatively reduced the repo rate by 1.25% in four installments since February 2025.
  • RBI raised its GDP growth forecast for the current financial year 2025-26 to 7.3% from 6.8%.

Why It Matters: Bank of Baroda's rate cut means cheaper loans for customers.

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