Farmers urged to insure crops by Dec 31; low premium, disaster coverage

• Farmers in Sagar have until December 31 to insure their Rabi crops under MP Kisan Bima Yojana against natural disasters.
• Low premiums apply: ₹545.25/hectare for irrigated wheat, ₹450 for unirrigated wheat, ₹571.95 for gram, ₹432 for lentil, and ₹402 for mustard.
• Insurance covers losses from failed sowing to post-harvest damage, including hailstorms, waterlogging, lightning, and cloudbursts.
• Loanee farmers are automatically insured unless they submit a written opt-out; non-loanee farmers can apply via banks, CSCs, or online at https://pmfby.gov.in/farmerLogin.
• Report crop damage within 72 hours via message or toll-free helpline 14447 for survey and compensation claims.

Why It Matters: Insure your crops by Dec 31 for protection against natural calamities with low premiums.