Financial Independence: A Journey of Control, Not Just a Number

• Financial independence is often mistakenly viewed as a fixed monetary target, like ₹5 crore, leading to anxiety and constant goalpost shifting.
• True financial independence is about gaining control over life choices, not just accumulating wealth; it's the freedom to handle emergencies and make career decisions without financial pressure.
• Investor behavior, such as disciplined savings and avoiding impulsive decisions during market fluctuations, is more crucial than market returns for long-term wealth building.
• A journey-based approach focuses on evolving financial questions like increasing savings, aligning portfolios with goals, and managing risk, rather than a static number.
• Financial independence is a gradual process, not binary; milestones like emergency savings or partial expense coverage contribute to growing confidence and flexibility.

Why It Matters: Financial independence is an evolving journey of control and disciplined behavior, not a static wealth target.