₹10 Cr by 60: Start at 20, invest just ₹3,180 monthly.

• To build a ₹10 crore fund by age 60, starting investments early significantly reduces the monthly contribution.
• Investing ₹3,180 per month from age 20 can help accumulate a ₹10 crore fund by age 60.
• Starting at age 35 requires a monthly investment of ₹30,000 to reach the ₹10 crore goal by age 60.
• If investment begins at age 50, approximately ₹3.6 lakh per month is needed to achieve a ₹10 crore fund by age 60.
• Experts recommend starting SIP or long-term investments as early as possible to leverage compounding for future financial independence.

Why It Matters: Starting early makes building a ₹10 crore retirement fund by 60 much easier.