5 Biggest SIP Myths Debunked: Maximize Your Investment Returns!

Personal Finance
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News18•26-01-2026, 10:01
5 Biggest SIP Myths Debunked: Maximize Your Investment Returns!
- •Myth 1: SIPs always yield high returns quickly. Reality: Good returns require time, discipline, and the right fund/category, not short-term expectations.
- •Myth 2: Invest in every popular fund. Reality: A tailored portfolio of 3-5 good funds based on personal needs and goals is more effective than many random funds.
- •Myth 3: Never stop an SIP. Reality: SIPs are flexible; you can pause, stop, or change them due to life changes or underperforming funds.
- •Myth 4: Stop SIPs during market falls. Reality: Falling markets are beneficial for SIPs, allowing more units to be bought at lower prices, enhancing long-term gains.
- •Myth 5: Any SIP is beneficial. Reality: SIP is a method, not a product. The quality of returns depends on choosing the right mutual fund after thorough research.
Why It Matters: Debunking common SIP myths is crucial for investors to make informed decisions and achieve optimal long-term financial growth.
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