Ayushman Card: Rs 5 Lakh Free Treatment. What's Included & Excluded?

• Ayushman Bharat PMJAY provides a digital health card for eligible families to get up to Rs. 5 lakh free treatment annually.
• The scheme covers the entire family for one financial year, with the Rs. 5 lakh limit applying to total treatment costs.
• It primarily covers expensive and serious treatments like heart surgeries, cancer treatment, and organ transplants.
• General OPD treatments, minor medicines, and basic diagnostic tests are typically not covered under the scheme.
• Eligible individuals can obtain the Ayushman Card digitally via mera.pmjay.gov.in or through a Common Service Center.

Why It Matters: Ayushman Bharat protects vulnerable families from high medical costs for critical treatments.