Bajaj Finance
business
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Moneycontrol09-12-2025, 12:19

Bajaj Finance AUM to cross Rs 5L cr; Finserv targets Rs 24K cr PAT by FY30

  • Bajaj Finance aims to surpass Rs 5 lakh crore in Assets Under Management (AUM) in FY26, currently at Rs 4.62 lakh crore as of Sept 30, 2025.
  • The company's AUM is now comparable to mid-sized private banks like Kotak Mahindra Bank and IndusInd Bank, having overtaken Yes Bank and IDBI Bank.
  • Bajaj Finance plans to disburse Rs 3,500 crore in loans via voice bots this fiscal year, with AI agents fully taking over chatbot services by year-end as part of its 2026-30 strategy.
  • Technological advancements are projected to support 16-18 crore app installations, 3.5-4.5 billion web visitors, and reduce workload by 90%.
  • Bajaj Finserv targets a consolidated profit after tax of Rs 21,000–Rs 24,000 crore and over 220 million active customers by FY30, aiming to become an integrated "financial services supermarket."

Why It Matters: Bajaj Finance's rapid growth and tech-driven strategy reshape India's financial sector.

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