Budget 2026: FD Investors to Get Tax Relief, Flexi-FDs, and Savings Credit System

• Budget 2026 is expected to introduce significant reforms for FD investors, including new tax exemptions and facilities.
• A 'Flexi-FD' product may be launched, allowing quarterly interest reinvestment and no penalty for early withdrawal, targeting youth and millennials.
• New tax benefits include no TDS on FDs up to ₹5 lakh for new investors and 80C exemption for digital FDs via UPI apps.
• Senior citizens could receive a guaranteed 7.75% interest on FDs up to ₹15 lakh, enhancing financial security.
• A 'Savings Credit' system might offer up to 30% tax exemption on interest income up to ₹2 lakh for FDs of 3+ years, attracting HNIs.

Why It Matters: Budget 2026 promises major benefits for FD investors through tax relief, new products, and enhanced security.