Budget 2026: Housing Sector Demands Tax Relief, Stable Policies for Growth

• The housing and home loan industries are urging the government for targeted tax relief and stable policies in the upcoming 2026 Union Budget.
• PHDCCI has highlighted concerns regarding taxation on notional rent for unsold stock, loss adjustment caps, and low safe-harbor limits, which pressure developers.
• Basic Home Loan's CEO emphasizes improving affordability for genuine homebuyers through stable EMIs, clear tax benefits, and easier credit access.
• NBFCs and fintech lenders seek policy consistency, improved liquidity, and support for technology-driven loan assessments to extend credit to underserved borrowers.
• Experts stress that a growth-oriented budget with fiscal discipline and targeted support for housing can strengthen India's long-term economic trajectory.

Why It Matters: The housing sector seeks significant tax relief and policy stability in Budget 2026 to boost demand and ensure long-term growth.