Budget 2026: Middle Class Awaits Home Loan Relief, Tax Reforms

• Expectations are high for Union Budget 2026-27, with a focus on benefiting various sectors, especially those with housing loans.
• Home loan borrowers seek income tax relief and easier rules to reduce EMI burden, as property prices and loan sizes increase.
• Real estate experts like Naveen Dhanuka emphasize that better financing flexibility, faster approvals, and tax rationalization will boost buyer confidence and housing demand.
• Rajeev Gupta of Wave Group highlights that improved tax benefits and rationalized stamp duties are crucial for maintaining buyer sentiment amidst sensitive loan costs.
• Abhishek Soni of Tax2win suggests reintroducing home loan interest deductions under the new tax regime and amending Section 80C and 87A limits to increase middle-income disposable income.

Why It Matters: The upcoming Budget 2026 is highly anticipated to bring significant tax relief and policy changes for home loan borrowers.