Gold Investment Blunders: How a Single Decision Can Halve Your Returns!

• Gold prices surged by 80% in the last year, yet improper investment can erode 30-50% of returns due to taxes and expenses.
• Physical gold purchases incur 3% GST, making charges, and purity costs, reducing initial returns.
• Digital gold also suffers from GST and spread, impacting profit margins.
• Short-term capital gains tax applies for holdings under 24 months; long-term capital gains tax (12.5%) after 24 months can significantly reduce profits if not managed.
• Sovereign Gold Bonds (SGBs) are recommended for tax efficiency, offering tax-exempt capital appreciation after 8 years, while Gold ETFs and Mutual Funds provide liquidity with manageable long-term capital gains.

Why It Matters: Invest in gold wisely to avoid significant losses from taxes and charges; SGBs offer the most tax-efficient option.