इमरजेंसी में पैसा चाहिए तो सोना बेचने से पहले पढ़ लें गोल्ड लोन के फायदे और नुकसान. (Image:AI)
Personal Finance
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News1820-12-2025, 22:35

Gold Loan vs. Selling Gold: Why Borrowing is Smarter for Your Precious Jewelry

  • Gold loans allow you to retain ownership of your gold, preserving its emotional value and future appreciation.
  • Access fast and easy funding with minimal paperwork and no high credit score requirements, unlike selling gold.
  • Gold loans offer transparent valuation based on purity and market price, avoiding unfair deductions common in selling.
  • Enjoy flexible repayment options like EMIs, interest-only, or bullet repayment, giving you control over your finances.
  • Avoid capital gains tax associated with selling gold, making gold loans a financially and emotionally secure choice.

Why It Matters: Gold loans offer a financially smart and emotionally secure way to access funds without losing your precious assets.

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