Govt Returns ₹2,000 Cr Unclaimed Funds; ₹1 Lakh Cr Still Awaits Owners

• Central government's 'Aapki Poonji Aapka Adhikar' initiative has returned ₹2,000 crore in unclaimed funds to people.
• Funds were lying in bank accounts, insurance policies, mutual funds, and retirement funds due to forgotten details or lost documents.
• Approximately ₹104,000 crore remains unclaimed across banks (₹78,000 Cr), insurance (₹14,000 Cr), mutual funds (₹3,000 Cr), and share dividends (₹9,000 Cr).
• Launched in October 2025, the campaign aims to simplify the claim process and increase awareness.
• RBI, IRDAI, SEBI, IEPFA, and PFRDA are collaborating to ensure rightful owners receive their money.

Why It Matters: Government's 'Aapki Poonji Aapka Adhikar' campaign is returning unclaimed funds, with ₹2,000 Cr disbursed.