Indian Banks Ace Stress Test: Your Money Safe Amidst Economic Shocks, RBI Confirms

• RBI's stress test reveals Indian banks are at their strongest in over a decade, capable of withstanding severe economic shocks.
• Gross Non-Performing Assets (NPA) are projected to improve from 2.2% (Sept 2025) to 1.9% by March 2027.
• Even under 'extreme stress' conditions, no Scheduled Commercial Bank (SCB) will fail, possessing sufficient capital and liquidity buffers.
• RBI Governor Sanjay Malhotra emphasized financial stability, innovation, growth, and consumer protection as key goals.
• Governor Malhotra warned of potential global challenges and geopolitical risks for 2026 and beyond, urging continued vigilance.

Why It Matters: Indian banks are robust and resilient, ensuring customer funds are safe even during severe economic downturns.