2025 Review: SIFs Debut, Sebi Overhauls MF Rules as Equities & Commodities Soar

• Specialised Investment Funds (SIFs) debuted in 2025, bridging the gap between MFs and PMS with a minimum Rs 10 lakh investment.
• Sebi implemented a broad overhaul of mutual fund regulations, enhancing transparency, simplifying costs, and strengthening investor protection.
• Equities and commodities led market gains, with silver up 161.9% and gold rising 78.3% YTD, despite mixed core equity fund performance.
• Overall mutual fund AUM crossed Rs 80.5 lakh crore, driven by strong inflows into equity, hybrid, and passive categories.
• SIP contributions remained resilient throughout 2025, rising from Rs 26,400 crore in January to Rs 29,445 crore in November.

Why It Matters: 2025 marked significant MF industry growth, regulatory reforms, and strong market performance led by commodities.