India's Rs 950 Lakh Cr Gold, Realty Holdings Challenge Market Shift: NISM Director

• Indian households hold Rs 950 lakh crore in gold and real estate, posing a challenge for financial market investment.
• NISM Director Sashi Krishnan highlighted this at Moneycontrol FiDEX 2026, emphasizing unproductive physical assets.
• This includes Rs 450 lakh crore in gold (30,000-35,000 tonnes) and Rs 500 lakh crore in residential real estate.
• Only 5.3% of household savings flow into financial products, despite India's 18% GDP savings rate.
• Shifting even 10% of these savings to financial markets could unlock enormous growth for India's capital markets.