Markets decline: What should you do with your SIPs?
Business
M
Moneycontrol20-01-2026, 15:47

Sensex, Nifty Dip: Should You Stop Your SIPs? Experts Weigh In

  • Indian benchmark indices, Sensex and Nifty, have seen a downturn after hitting fresh lifetime highs, with Sensex falling 3,800 points and Nifty down 4%.
  • Market experts advise against stopping existing SIPs during corrections, emphasizing that these periods allow for cost averaging and accumulating more units at reduced prices.
  • Continuing SIPs builds discipline and removes emotional decision-making, crucial for long-term wealth creation rather than attempting to time market inflection points.
  • Corrections offer opportunities to deploy capital gradually; investors with surplus funds can consider increasing SIP allocations or staggered investments aligned with their risk appetite.
  • Analysts suggest that volatility, especially around events like the India budget, works in favor of SIP investors by enabling accumulation of units at better prices.

Why It Matters: Market experts recommend continuing and even increasing SIPs during downturns for long-term wealth creation.

More like this

Loading more articles...