SIP Inflows Soar to Record Rs 31,000 Crore in December; Stoppage Ratio Rises

• Systematic Investment Plan (SIP) inflows reached a record Rs 31,002 crore in December, up from Rs 29,445 crore in November.
• Overall SIP Assets Under Management (AUM) hit Rs 16.63 lakh crore, representing 20.7% of the mutual fund industry's total assets.
• The number of contributing SIP accounts increased to 9.79 crore in December, reflecting steady growth in retail participation.
• The headline SIP stoppage ratio rose to 85% in December; however, the adjusted ratio for true discontinuations was 55%.
• Equity mutual fund inflows slightly moderated to Rs 28,054 crore in December, a 6% decrease from November.

Why It Matters: SIP inflows reached a new high in December, indicating strong retail investment despite a rising stoppage ratio.