Master the 2-6-10 Rule Before Taking EMI to Avoid Debt Burden

• Understand the 2-6-10 rule for smart EMI planning to prevent financial strain.
• The '2' in the rule means the item's cost should not exceed half of your monthly salary (two weeks' earnings).
• The '6' indicates that EMI tenure should not be more than 6 months to avoid long-term financial stress and accumulating interest.
• The '10' signifies that your monthly EMI should not exceed 10 percent of your total monthly income to maintain your budget and credit score.
• Following this rule ensures that buying expensive items on EMI remains enjoyable and manageable, rather than a financial burden.