Indian Middle Class Moves Beyond FDs for Higher-Return, Moderate-Risk Investments

Entertainment National Sports Markets Business & Economy Lifestyle World Astrology & Religion Technology Education & Jobs Auto Politics Viral Opinions

Loading more articles...

Middle Class Dumps FDs for SIPs: New Investment Haven Promises Higher Returns

मिडिल क्‍लास ने एसआईपी के जरिये अपनी संपत्ति बढ़ाने पर जोर दिया है.

N

News18•24-02-2026, 12:33

Middle Class Dumps FDs for SIPs: New Investment Haven Promises Higher Returns

•India's middle class is shifting investment focus from FDs to SIPs, prioritizing wealth creation over mere savings and safety.
•A recent report indicates a significant diversion of investments from FDs to Systematic Investment Plans (SIPs) in mutual funds.
•The number of SIP accounts has surpassed 9.92 crore, with total assets invested in SIPs growing to over Rs 16.36 lakh crore.
•This cultural shift is driven by increased financial awareness, digital platforms, and the realization that traditional savings can't beat inflation.
•SIPs are viewed as a disciplined, inflation-beating strategy, offering long-term returns of 10-12% and leveraging the power of compounding.

Read Full Article on News18 in Hindi

✦

More like this

✦

More like this

Photo by Prashanth Vishwanathan/Bloomberg via Getty Images

India's New GDP Series: Growth Projections and Sectoral Shifts Revealed

Dearness Allowance:
Dearness Allowance is paid to offset inflation and rising living costs. It is fully taxable in the hands of employees. Where DA forms part of salary for retirement benefits, it is also included while calculating exemptions such as House Rent Allowance.

Example: If an employee receives ₹12,000 per month as DA, the full ₹12,000 is taxable. If DA is part of salary, it increases the salary base used for HRA exemption calculation.

New CPI Series to Boost Inflation Tracking; GDP Revamp Won't Drastically Alter Growth: MoSPI

Oil on Fire, Markets in Turmoil: Should Indian Investors Panic? History Says No

Oil on Fire, Markets in Turmoil: Should Indian Investors Panic? History Says No

Economy on the Rise: Neelkanth Mishra Sees Broad-Based Recovery

Economy on the Rise: Neelkanth Mishra Sees Broad-Based Recovery

Property Buying: హైదరాబాద్ కాదు... ప్రాపర్టీ కొనడానికి ఇవే 5 బెస్ట్ నగరాలు (ప్రతీకాత్మక చిత్రం)

Beyond Hyderabad: Top 5 Cities for Property Investment by 2026

People watch a large screen displaying India's benchmark share index on the facade of the Bombay Stock Exchange (BSE) building in Mumbai October 16, 2014. Indian shares fell for a second consecutive session on Thursday, as companies seen most exposed to the global economy such as Hindalco Industries and Sesa Sterlite declined tracking a downturn in global markets. REUTERS/Shailesh Andrade (INDIA - Tags: BUSINESS)

India's Worst EM Underperformance in 30 Years: Why Global Money is Moving Out