Mini Loans: Instant Cash, No Guarantee! Essential Guide to Small Personal Loans
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Moneycontrol09-02-2026, 16:30

Mini Loans: Instant Cash, No Guarantee! Essential Guide to Small Personal Loans

  • Mini loans, also known as small personal loans, offer quick, hassle-free funds for urgent needs without collateral.
  • These unsecured loans are easily accessible with minimal paperwork and flexible repayment options (12-72 months).
  • Eligibility includes salaried (21-60 years, ₹15k-₹30k income) and self-employed (23-70 years, ₹15 lakh turnover) individuals.
  • Application process is digital: check eligibility, fill application, upload documents, get quick approval and disbursal.
  • Benefits include fast approval, quick disbursal, flexible use, easy documentation, and affordable interest rates starting from 10.5%.

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