Post Office scheme: Small savings, 10% return, ₹28 lakh by 55.

• Post Office PLI and RPLI schemes offer safe, government-backed investment with approximately 10% compound interest.
• PLI targets government employees and professionals, while RPLI is for rural residents, farmers, and laborers.
• These schemes provide dual benefits of insurance and savings with low premiums, yielding significant long-term returns.
• An example shows a 25-year-old investing ₹2,456 monthly for 30 years could receive ₹28 lakh at age 55 from an ₹8.9 lakh investment.
• Small monthly savings (₹500-₹2,500) can build substantial capital, offering strong financial security, especially post-retirement.

Why It Matters: Learn how Post Office schemes offer secure, high-yield savings for your future.