Have Rs. 2 lakh? Invest smart to double your money, beat inflation.

• Savings accounts offer low annual interest (2.5%-3%) which is below the average inflation rate (6%), causing money's value to decrease over time.
• Investing Rs. 2 lakh from savings into options like Mutual Fund SIPs or FDs can yield higher returns.
• A Rs. 1 lakh Mutual Fund SIP could grow to Rs. 1.76 lakhs in 5 years (12% annual return), while an FD at 7% would reach Rs. 1.4 lakhs.
• Compounding and diversification across assets (gold, real estate, PPF, FDs, mutual funds) are crucial for long-term wealth building and risk management.
• Investments, unlike savings accounts, can outpace inflation and secure financial future by offering compound growth.

Why It Matters: Your savings lose value to inflation; invest wisely to grow wealth.