New Money Rules 2026: Big Financial Changes Impacting Your Tax, Loans & Investments

• New ITR 2026 offers tax rebate on income up to 12 lakh; salaried employees get 12.75 lakh tax-free with standard deduction.
• New Income Tax Act replaces 1961 Act from April 2026, simplifying rules and reducing sections from 819 to 536.
• 8th Pay Commission for central employees from Jan 1, 2026; SEBI reduces mutual fund TER and simplifies TLH code.
• RBI allows loans on silver from April 2026, abolishes pre-payment charges for floating rate loans from Jan 1, 2026.
• Mandatory probate on wills abolished in Mumbai, Chennai, Kolkata; banks to submit weekly credit data; card rewards reduced.

Why It Matters: Prepare for significant financial shifts in 2026 affecting tax, investments, loans, and salaries.