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News1816-02-2026, 21:03

Pay off your 25-year home loan in just 10 years: 3 powerful strategies revealed!

  • A 25-year home loan can be paid off in 10 years by adopting smart financial strategies.
  • Method 1: Pay one extra EMI annually. This directly reduces the principal, potentially cutting a 25-year loan to 20 years.
  • Method 2: Increase your EMI by 7.5% annually. This can reduce the loan tenure to approximately 12 years.
  • Method 3: Combine both strategies – pay one extra EMI and increase EMI by 7.5% annually – to finish a 25-year loan in about 10 years.
  • Early debt freedom leads to significant interest savings, reduced stress, and better financial planning for investments or retirement.

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